Bankruptcy in Houston is not an automatic procedure. You do not get your debts discharged simply by filing your petition no matter what anyone who is not an attorney may tell you. Bankruptcy is a legal process between you, your creditors, and the bankruptcy trustee. In order to have as many of your debts discharged as possible you must protect your rights. If you do not protect your rights nobody else will. In the case of In Re Crandall the bankruptcy filer did not have a Houston Bankruptcy Attorney, and this is what happened.

Mr. Crandall decided to do his own bankruptcy. He filed the initial petition and thought he was all set, how hard can it be? Soon after Mr. Crandall’s Houston bankruptcy petition, Discover Card filed an adversary proceeding objecting to having the debt he owed them discharged.

Mr. Crandall did nothing, thinking all he had to do to get his discharge was file the first bankruptcy petition.

With Mr. Crandall not protecting his rights, Discover Card submitted enough evidence to obtain a default judgment preventing the discharge of the credit card debt. At the end of the day, not having a bankruptcy attorney probably cost Mr. Crandall a lot more than having an attorney.

The Crandall case is important because with the help of a Houston Bankruptcy Attorney Mr. Crandall could have fought the default judgment matter and may have had the $8,000 credit card debt discharged as he desired. Do not make the same mistake Mr. Crandall did. Speak with a Conroe Bankruptcy Attorney today.

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